As a high earner in the San Francisco Bay Area, taxes will likely be your biggest lifetime expense. 

We create customized tax strategies to minimize your overall tax burden so you can keep more of your hard-earned money. 

How We Help: Smart Tax Planning for Your Financial Future 

Run Tax Projections for Better Financial Outcomes 

• Gain insights into your expected tax liability before year-end 

• Identify opportunities for deductions, credits, and tax-efficient strategies 

• Adjust withholding and estimated payments to avoid surprises 

Invest Tax-Efficiently 

• Use municipal bonds, tax-efficient ETFs, and strategic asset allocation to maximize after-tax returns 

• Utilize direct indexing to maximize tax loss harvesting and reduce taxes 

• Plan when to realize capital gains to stay in a lower tax bracket 

Maximize Tax-Advantaged Savings Accounts 

• Determine the best way to utilize tax-deferred and tax-free accounts such as 401(k)s and Roth IRAs, including strategies for after-tax 401(k) contributions and mega backdoor Roth conversions 

• Plan for education goals using 529 savings accounts 

• Convert traditional retirement savings to Roth in low-income years 

Manage and Diversify Equity Compensation 

• Reduce risk and tax exposure when selling company stock or exercising options, including AMT (Alternative Minimum Tax) 

• Diversify while strategically spreading out tax liability 

• Navigate RSUs, ESPPs, ISOs, QSBS, and 83(b) elections effectively 

Optimize Taxes for Self-Employed Individuals 

• Maximize deductions for business expenses, home office, and health insurance 

• Choose the right business structure (LLC, S-Corp, C-Corp) to optimize tax efficiency 

• Leverage individual 401(k)s, SEP IRAs, and other tax-advantaged savings plans 

Give Strategically to Reduce Taxes 

• Donate appreciated stock for a double tax benefit: no capital gains tax plus a full deduction 

• Use donor-advised funds (DAFs) to maximize charitable impact while reducing taxable income 

Plan Taxes for Cross-Border Households 

• Understand U.S. tax obligations for foreign income and assets 

• Optimize tax treaties, foreign tax credits, and the Foreign Earned Income Exclusion (FEIE) to minimize double taxation 

• Structure finances efficiently if earning or holding assets across multiple countries 

Plan for Gift & Estate Taxes 

• Reduce future estate tax liability with smart gifting strategies 

• Utilize the lifetime gift exemption to pass wealth efficiently 

• Set up trusts to protect assets and minimize estate taxes 

Integrated Tax Filing Services 

We know taxes can be overwhelming, which is why we offer integrated tax filing services through our trusted CPA partners. Our seamless collaboration ensures tax planning and tax preparation work together, so nothing falls through the cracks. 

With our integrated tax filing service, you’ll get: 

• A Simplified Process – We handle document gathering so you don’t have to. 

• Strategic Tax Planning – Your returns aren’t just filed; they’re optimized. 

• Aligned Financial Goals – Tax prep that fits into your bigger financial picture.

One point of contact. No surprises. Just stress-free, smart tax filing. 

Make Your Money Work Smarter: Your Tax Questions, Answered 

We know taxes can feel like a maze. That’s why we’re here to help answer your biggest tax questions, like: 

• Are there tax deductions or credits I might be missing out on? 

• How can I get out of my concentrated stock without a huge tax hit? 

• What’s the best way to reduce self-employment taxes? 

• What should I do to avoid a surprise tax bill? 

• What steps can I take now to minimize my tax burden next year? 

Tax planning isn’t just about reducing your bill this year—it’s about making smart moves that grow and protect your wealth for the long run. 

Schedule a Consultation today to start making tax-smart moves for your future.