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Financial Planning for Europeans in the US

Family with two children in Italy, representing the financial planning needs of Europeans living in the US.

How we help

Whether you’ve recently arrived in the US or have been here for many years, you know how living in the US and Europe presents different challenges and opportunities. The financial implications can be dramatic, especially when it comes to managing taxes, retirement planning, health care and education. That’s why we offer Financial Planning for Europeans in the US.

As someone who grew up in Italy, Marco Ottonello lived in Germany and in the UK, and later moved to the US and married a US citizen. He understands the complexities of transitioning between these systems. He’s also experienced firsthand how US professionals often lack the expertise or the willingness to handle cross-border situations, so he had to navigate these challenges himself. Now, he’s here to help other international families in similar situations.

Services We Offer:

  • International Living & Financial Planning
    Strategic planning for families looking to spend time abroad — whether for work relocation, sabbatical, kids’ study abroad or retirement. Includes timeline and cost analysis to create and execute a financial plan for your international lifestyle goals.
 
  • Immigration Status & Tax Implications
    This includes considerations for maintaining your Green Card or pursuing US citizenship.
 
  • Retirement Strategy & Planning 
    A comprehensive approach to retirement, including:
    • Understanding US retirement systems (401(k), Social Security, etc.) and aligning them with European systems.
    • Totalization of US and European retirement contributions to optimize benefits.
    • Planning for retirement abroad and managing US-based retirement savings accordingly.
 
  • Taxation & Reporting of Assets Abroad
    Support in reporting foreign assets – both liquid assets and real estate – while minimizing tax liabilities in compliance with all applicable laws.
 
  • Equity Compensation Planning
    Expert advice on managing RSUs, stock options, and other equity benefits in both the US and Europe. This includes taxation considerations.
 
  • College Education Planning
    Navigating the cost differences between US colleges and European universities, helping you explore the options and consider when appropriate to use 529 College Savings Plan to save tax-efficiently for your children’s education.
 

Schedule a Free Consultation Today with Marco Ottonello!

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