Smart Financial Planning for OpenAI Employees
Working at the forefront of AI innovation comes with unique financial opportunities—and complexities. At OpenAI, your compensation may include equity, RSUs, bonuses, and other benefits that require careful planning.
We work with tech professionals like you to design personalized financial strategies that reflect your goals, values, and lifestyle. Whether you’re building wealth for the future, managing volatility in equity, or planning a career shift, we’ll help you make smart financial decisions with confidence.
What We Offer OpenAI Employees
RSU & Equity Compensation Planning
We’ll guide you through equity awards—understanding vesting, timing your sales, and minimizing taxes—so your equity turns into real value.
401(k), Roth & Bonus Optimization
We help you structure your contributions strategically to grow long-term savings while maximizing employer benefits.
Tax Planning for High-Income Tech Professionals
We help minimize your tax burden across capital gains, AMT, and income taxes using a forward-looking plan built for growth.
Diversification Strategy & Risk Management
Avoid overconcentration in a single company’s stock. We’ll create a plan to diversify while aligning with your financial goals.
Lifestyle Planning & Career Flexibility
Considering a sabbatical, starting a venture, or pivoting roles? We’ll help you model different financial outcomes.
Benefits Review & Protection Planning
We evaluate your health, life, and disability coverage to make sure your safety net is aligned with your life stage and family needs.
Why OpenAI Employees Work With Us
We’re a Bay Area-based, fiduciary financial planning firm experienced in helping employees from companies like OpenAI. We understand:
The complexities of equity comp in fast-growth tech environments
The lifestyle goals and risk profiles of professionals in emerging technologies
How to build a long-term financial plan from volatile income sources
Our advice is always 100% unbiased—no commissions, no sales—just experienced guidance built around your unique financial picture.
Start Planning Like the Future Depends on It
Get tailored financial advice from a team who understands the tech and the tension behind it.
Personalized Planning for San Francisco Bay Area Families and Professionals
At Modern Family Finance, we’re proud to be a top-rated San Francisco financial advisor serving individuals, couples, and families across the Bay Area. Whether you’re navigating tech equity, managing self-employment income, or planning for financial independence, our mission is to help you align your money with your life—intentionally and without judgment.
We are a woman- and LGBTQ-owned financial planning firm based in San Francisco’s Outer Sunset. We live here, raise our families here, and understand the unique financial realities of the Bay Area better than most. If you’re looking for a financial advisor in San Francisco who truly gets it—we’d love to meet you.
Whether you’re managing tech equity, growing a business, planning a family, or simply seeking clarity in a complex financial world, we’re here to help—with strategy, compassion, and zero judgment.